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A beginner’s guide to understanding and maximizing Social Security benefits

It’s worth taking the time to understand how Social Security works and ways to boost your benefits substantially.

Most people don’t think of living a long time as a risk — but it is in financial terms. That’s why Social Security is so valuable.

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This article is reprinted by permission from .

In this excerpt from his new book, “,” Mark Miller discusses ways to get the most from your Social Security benefits. Miller is a journalist and author specializing in topics related to retirement and aging.

For most Americans, Social Security will be their single most important retirement benefit...