More Headlines on Credit Cards

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‘I’m retired and live off Social Security’: Will canceling 10 credit cards hurt my credit score? If so, how long will it take to recover?

‘I’m a 67-year-old widower with a credit score of around 800.’

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10 ways to save money on a trip to Disneyland

At Disneyland, elephants do in fact fly, and successfully planning a trip there on a budget isn’t as impossible as it might seem.

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Credit-card balances have hit historic highs. Here’s why that’s a worrying sign.

New data from the Federal Reserve Bank of Philadelphia adds to earlier reports of record-smashing credit-card balances.

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‘It’s a mother thing’: My kids are authorized users on my credit cards. They’re 25 and 29. Will it hurt their credit scores if I remove them?

‘I suppose one option would be to keep them as authorized users forever, but someday I won't be here.’

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Small-dollar loans are increasingly popular. This is why they’re a smart choice for low-income Americans.

Small-dollar loans offer a new and more affordable alternative to payday loans. 

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‘I take great pride in my FICO score’: Is it any of Experian’s business how much money I charge on my credit cards?

‘Recently, my credit score fell by 150 points.’

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Student loan ‘train wreck’: As return of regular payments loom, servicers have less staff to field expected deluge of calls   

‘Longer wait times’ with Saturday call center hours at two major services finished. Changes come after Congress declined to increase funding.

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Learn these 5 myths about credit card rewards to reap more benefits

Disavow yourself from some common misconceptions that can hold you back from getting the most out of your credit cards.

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An Alabama woman was arrested for falling behind on her trash bill. She’s far from alone.

Police have arrested hundreds in Valley, Ala., for unpaid garbage bills — but harsh punishments for minor debts are common across the U.S.

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Don’t make this big mistake when paying down debt

We did the math to show you how making these two small changes to your credit card payments can save you thousands, plus get rid of your debt years sooner.

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How does Apple’s Pay Later work, and should you use it?

Although it is zero interest and no fees, financial experts urge caution around BNPL options, saying these payment plans make it easy to overextend yourself.

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Obsessing on points and miles? Stop saving them and start using them.

When it comes to travel rewards, saving a million miles might sound impressive, but it’s generally a poor financial decision.

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Three hard lessons I learned after getting rejected for a personal loan

A personal loan can be a good way to pay off debt. Here’s what to know about getting a personal loan — and how to avoid getting rejected.

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Tempted to open a new credit card? It might get more difficult. Powell warns of ‘tighter credit conditions for households and businesses’

The Fed raised its benchmark interest rate by another 25 basis points on Wednesday as it fights against inflation.

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More Americans are using ‘buy now, pay later’ services to pay for groceries. Here’s why that’s a worrying sign.

BNPL has traditionally been used to spread out bigger bills over a period of weeks or months.

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Fed rate hike: Here’s how much rates for credit cards, car loans and mortgages have jumped

The Federal Reserve’s rate decisions have huge implications for the economy, the stock market and consumers.

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SoFi CEO Anthony Noto on suing over student-loan payment pause: ‘I’m also protecting our shareholders’

Noto was asked whether he worried the suit would damage the company’s reputation.

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‘Enough — it’s hurting our business’: SoFi’s campaign to stop the student-loan payment pause that helps its own customers

The financial technology company is suing the government and lobbying lawmakers to force its customers to resume making student-debt payments. 

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Silicon Valley Bank fallout and worries over banking sector may prompt credit-card issuers to further tighten lending standards

Worries over banks could translate to less attractive APR offers, shorter lines of credit and/or fewer offers for consumers to choose, experts say.

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Debit or credit? Giving your kid one of these cards might not be as crazy as you think.

As our world becomes increasingly cashless, it makes sense to teach our kids how to responsibly use debit or credit cards, but which is best?